From budgeting issues to tax errors, we make a lot of careless money mistakes. Here are three money mistakes you should avoid making.

1. Trying to time the market

Many people wait to buy a home until prices drop. However, you’ll never be able to time the market perfectly. If it’s the right time for you to buy, and you’re ready for the investment, jump into the real estate market. If you wait until everything aligns perfectly, you’ll never take the leap.

2. Only focusing on home prices

Prices are only one factor in how much a home will cost each month. Mortgage rates are the other. Keep this in mind when you’re getting ready to buy. The last thing you want is to be blindsided by your monthly expenses after you purchase your dream home.

3. Not knowing your credit score

It’s wise to find out where you stand. To get your FICO score, go to myfico.com. There are other free options online, like creditsesame.com and Zillow’s credit score estimator.